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	<title>Need to Know</title>
	<atom:link href="http://need-to-know.net/feed" rel="self" type="application/rss+xml" />
	<link>http://need-to-know.net</link>
	<description>Your Source for Must-Have Information</description>
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		<title>How to Form an LLC Online</title>
		<link>http://need-to-know.net/how-to-form-an-llc-online</link>
		<comments>http://need-to-know.net/how-to-form-an-llc-online#comments</comments>
		<pubDate>Mon, 22 Mar 2010 00:03:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://need-to-know.net/?p=88</guid>
		<description><![CDATA[There are plenty of avenues with which to form an LLC out there. You want to make sure that LLC is formed properly for taxation purposes. You can do most of this LLC formation through the Secretary through the Secretary of State&#8217;s office. In the state of Iowa you would be dealing with Secretary of [...]]]></description>
			<content:encoded><![CDATA[<p>There are plenty of avenues with which to form an LLC out there. You want to make sure that LLC is formed properly for taxation purposes. You can do most of this LLC formation through the Secretary through the Secretary of State&#8217;s office. In the state of Iowa you would be dealing with Secretary of State Michael Mauro for example. In the state of Georgia for example you would be dealing with Secretary of State Karen Handel. The website that a Secretary of State runs needs to be a quality one, otherwise you will not be able to properly incorporate your business.</p>
<p>The site LegalZoom is another area where you can go in order to incorporate your business. LegalZoom is a site that was started by the likes of Robert Shapiro. Robert Shapiro knows a lot about finding a business and how exactly you go about developing and incorporation a business. Many people question the validity and necessity of Mr. Shapiro&#8217;s business because you still have to pay all state fees associated with the incorporation of the business itself. You still get some fine legal advise on the matters surrounding incorporation from Mr. Shapiro and his business partners. The world of limited liability corporations can get plenty of help from experience attorneys.</p>
<p>There are companies out there such as venture capitalists like Denali &#038; Partners who can end up showing you how to form an important limited liability corporation. A company like Denali &#038; Partners can inject capital into a company in order to properly form a successful limited liability corporation. The capital that you get from a good venture capitalist such as this would be able to give you the money to deal with all of the regulations associated with the proper incorporation of a good limited liability corporation.</p>
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		<title>How to Open an Online Bank Account</title>
		<link>http://need-to-know.net/how-to-open-an-online-bank-account</link>
		<comments>http://need-to-know.net/how-to-open-an-online-bank-account#comments</comments>
		<pubDate>Sat, 20 Mar 2010 12:13:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>

		<guid isPermaLink="false">http://need-to-know.net/?p=79</guid>
		<description><![CDATA[An online checking account can be opened with one of many different banks. It is a simple fact that some of these banks require a social security number. There are those that do not have that requirement. However it is decided open an online checking account, it will simplify banking needs and depending on the [...]]]></description>
			<content:encoded><![CDATA[<p>An online checking account can be opened with one of many different banks. It is a simple fact that some of these banks require a social security number. There are those that do not have that requirement. However it is decided open an online checking account, it will simplify banking needs and depending on the bank that was selected. The new account holder can have free access, free bill pay, free debit card transactions and no fee for overdrafts. The customer should ask detailed questions about these account features. Often times there is instant approval, and no credit check for opening an online checking account.</p>
<h2>Online Checking Institution</h2>
<p>An online checking account can be opened is a great way to begin to save money, or receive gifts that are given, as the fulfillment of opening and account online. If the bank, or other saving institution is able to provide you with a good saving rate, they will. A good saving rate is near 1.6 &#8211; 1.2 % interest per month. These online checking accounts are many time insured by the United States federal government, or FDIC. These online checking account also often provide rewards that amount to free travel discounts, or travel rewards. There is also free cash that is an great feature on the checking account. ATM machines often dispense you checking account dollars without a few.</p>
<h2>Checking Account and Banks</h2>
<p>An online checking account can be opened to receive many free rewards that are given to new customers. There are no account minimums. Money saving products are available to many types of checking accounts. The application is easy to complete, and often takes less than five minutes to entirely fill on a secure site. There are many great APR&#8217;s, or annual percentage rates that are available to online checking account new and existing customers. Some online checking accounts offer the ability to complete free bill pay. Bank customers often have the ability to do free online banking, and receive electronic statements. Some online checking account banks allow instant deposit directly into your account from your employer. These banks often also have the ability to keep your checking deposit records for years, for tax purposes.</p>
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		<title>How to Go Fly Fishing</title>
		<link>http://need-to-know.net/how-to-go-fly-fishing</link>
		<comments>http://need-to-know.net/how-to-go-fly-fishing#comments</comments>
		<pubDate>Thu, 18 Mar 2010 14:49:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Hobbies]]></category>

		<guid isPermaLink="false">http://need-to-know.net/?p=77</guid>
		<description><![CDATA[So you&#8217;re thinking about taking a nice relaxing trip, maybe even do a little fly fishing and enjoy the outdoors. You might be wondering “How do you fly fish? Is it hard to learn?” The truth is fly fishing is great way to spend time outdoors and you can do it almost anywhere from oceans [...]]]></description>
			<content:encoded><![CDATA[<p>So you&#8217;re thinking about taking a nice relaxing trip, maybe even do a little fly fishing and enjoy the outdoors. You might be wondering “How do you fly fish? Is it hard to learn?” The truth is fly fishing is great way to spend time outdoors and you can do it almost anywhere from oceans to creeks and lakes and most national parks and big campground offer classes to help you get started. If you already have your rod and reel and you have taken a few practice casts in your backyard with no one looking here are a few techniques you will want to try.</p>
<h2>How to go fly fishing using Deep Swing and Retrieve</h2>
<p>Stand up stream and cast your line downstream and let the line out until it reaches the desired depth, wait, then reel your fly in at different speeds until it attracts a fish. Deep swing and retrieve works the best when you are fishing in deep water.</p>
<h2>How to go fly fishing using Weighted Nymphs</h2>
<p>Cast your line upstream from where the fish are swimming and let the nymph drift down current naturally. Before trying this technique make sure your line in buoyant enough to keep the fly from snagging on the bottom.</p>
<h2>How to go fly fishing using Dry Fly Swung</h2>
<p>The dry fly swung techniques works well if you use a fly that’s light enough to just skim the surface. Start by casting slightly down stream, let your line out and let the current swing the fly until it’s downstream. Continue repeating the steps and walking down stream between each cast to make sure you have covered all the areas where fish maybe hiding.<br />
The best way to learn how to go fly fishing is to head out and ask other fisherman what they are using, where they are casting, and of course why? You will find other are more than happy to share their knowledge and passion about fly fishing.</p>
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		<title>How to Get Your Bachelor&#8217;s Degree Online</title>
		<link>http://need-to-know.net/how-to-get-your-bachelors-degree-online</link>
		<comments>http://need-to-know.net/how-to-get-your-bachelors-degree-online#comments</comments>
		<pubDate>Wed, 17 Mar 2010 01:49:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://need-to-know.net/?p=75</guid>
		<description><![CDATA[Going to school can be difficult, especially when holding down a full-time job. Sometimes it&#8217;s just not possible to work a campus schedule around a work schedule. However, that doesn&#8217;t mean you need to give up on schooling altogether. Online degrees pose the flexibility that allows full-time employment as well as the learning needed to [...]]]></description>
			<content:encoded><![CDATA[<p>Going to school can be difficult, especially when holding down a full-time job. Sometimes it&#8217;s just not possible to work a campus schedule around a work schedule. However, that doesn&#8217;t mean you need to give up on schooling altogether. Online degrees pose the flexibility that allows full-time employment as well as the learning needed to succeed in a job field, but there are a few things to keep in mind when pursuing a degree online:</p>
<h2>1) Finding the Right College</h2>
<p>There are a slew of online colleges and finding the right one can be as daunting as finding any college. The important thing is to try to narrow it down. First look for the colleges that offer the degree you&#8217;re looking for. If you&#8217;re not sure on your degree, find one that offers a large variety of degrees so you can experiment before making your final decision. The most important thing is making sure that the college is accredited because otherwise you&#8217;ll have a difficult time finding jobs with that degree. All accredited colleges should be able to prove their accreditation when asked without any difficulty.</p>
<h2>2) College Costs</h2>
<p>As surprising as it may be, earning a bachelor&#8217;s degree online is not necessarily cost-effective. Many online schools can still cost $10,000 to $20,000 a year, which is more than a lot of state colleges, but less than private colleges. The good news is that most online colleges do have some sort of funding and scholarships available and you can apply for government aid through the FAFSA and earn more support that way.</p>
<h2>3) Time Management</h2>
<p>While earning an online degree may, at first, sound like a miracle solution to being able to work to afford everything, don&#8217;t forget that it&#8217;s still school and it still requires a good deal of time invested in it. A lot of online classes have at least one seminar every week that you attend like a &#8220;class&#8221;. Plus, there is still homework, projects, essays, and studying that need to be done. What&#8217;s more, you won&#8217;t have as much daily contact with teachers and classmates to remind you of due dates, so it&#8217;s important that you be able to manage your time in order to get everything turned in when it&#8217;s due.</p>
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		<title>How to Clean Wine Stains</title>
		<link>http://need-to-know.net/how-to-clean-wine-stains</link>
		<comments>http://need-to-know.net/how-to-clean-wine-stains#comments</comments>
		<pubDate>Wed, 10 Mar 2010 23:56:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Cleaning]]></category>

		<guid isPermaLink="false">http://need-to-know.net/?p=73</guid>
		<description><![CDATA[Some stains are a huge nuisance to remove especially if not treated immediately. Red wine stains definitely fall into that category. Fortunately, there are some things you can do to make sure your garments or furniture aren&#8217;t ruined forever!
First check to see if the garment is dry clean only. If it is there&#8217;s not a [...]]]></description>
			<content:encoded><![CDATA[<p>Some stains are a huge nuisance to remove especially if not treated immediately. Red wine stains definitely fall into that category. Fortunately, there are some things you can do to make sure your garments or furniture aren&#8217;t ruined forever!<br />
First check to see if the garment is dry clean only. If it is there&#8217;s not a lot you can do about as treating it can cause irreversible damage to some fabrics. Instead, try to immediately get it to get it to a cleaners immediately. Either way, you can blot the stain with paper towels to remove as much wine as possible.</p>
<p>If your garment is not dry clean only you have a few options. But before you pre-treat your fabric make sure to lay a towel or washcloth between the front and back of the garment to make sure the stain doesn&#8217;t soak through, staining the back of your clothes. You could make a solution using a teaspoon of laundry or dish detergent and one cup of hydrogen peroxide in bowl, soak a sponge in it, squeeze about half the mixture out and then gently dab on to the stain.</p>
<p>Or you could mix one third a cup of a white household vinegar with two thirds cup water and gently dab on. Or to really fight fire with fire, you could even try pouring white wine over the stain (this works even on table cloths and carpets!) as white wine has been proven to get red wine out of fabrics.</p>
<p>After you&#8217;ve treated the stain with one of the above methods then wash it. If the garment is machine washable, wash it in cold water and let air dry. If it&#8217;s hand wash only, wash it in the sink with cold water and a mild detergent.<br />
With proper pretreatment and delicate care, red wine stains hardly cause a problem!</p>
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		<title>How to Heal Cold Sores</title>
		<link>http://need-to-know.net/how-to-heal-cold-sores</link>
		<comments>http://need-to-know.net/how-to-heal-cold-sores#comments</comments>
		<pubDate>Sat, 06 Mar 2010 12:55:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health]]></category>

		<guid isPermaLink="false">http://need-to-know.net/?p=71</guid>
		<description><![CDATA[If there is one thing that everyone can agree on, it would probably be the fact that everyone hates getting a cold sore. Let&#8217;s face it they are uncomfortable and they don&#8217;t go with any of our outfits or fit into any of our daily plans at all. The trouble with cold sores is getting [...]]]></description>
			<content:encoded><![CDATA[<p>If there is one thing that everyone can agree on, it would probably be the fact that everyone hates getting a cold sore. Let&#8217;s face it they are uncomfortable and they don&#8217;t go with any of our outfits or fit into any of our daily plans at all. The trouble with cold sores is getting them healed up, so here are a few tips.</p>
<p>There are many over the counter and prescription medications that one could take. Abreva is one, Orajel, Zovirax, Denavir, Valtrex, Famvir and Viroxyn are some others. There are many other ways to help heal your cold sores, one of these is Lysine. Lysine is very inexpensive and you can usually find it in the vitamin section. Take four 500mg Lysine at the first sign of a cold sore. Take one each morning and one each evening. If you catch it early enough it will go away completely. If you don&#8217;t catch it early enough it will still reduce the amount of time and the severity of the outbreak. Also recommended during the time of an outbreak is to get a new toothbrush. </p>
<p>Since a cold sore is a virus you could possibly be exposing yourself to it every time you brush your teeth. Boosting your immune system is also a good way to help prevent them, since they are triggered by stress. Try taking some vitamin C about three times a day. Also use a sunscreen on your lips, because exposure to sunlight can also be a factor in triggering cold sores. Zinc has also been proven to reduce the duration of cold sores. Applied topically, it can help speed the healing. Lemon balm has also been known to reduce the syptoms and speed up the healing process. If you like yogurt, then eat it also, it is high in Lysine, but make sure to get some that is gelatin-free.</p>
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		<title>How to Get Rid of Sparrows</title>
		<link>http://need-to-know.net/how-to-get-rid-of-sparrows</link>
		<comments>http://need-to-know.net/how-to-get-rid-of-sparrows#comments</comments>
		<pubDate>Tue, 02 Mar 2010 15:14:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Animals & Pests]]></category>

		<guid isPermaLink="false">http://need-to-know.net/?p=69</guid>
		<description><![CDATA[A common intruder, the Sparrow is often referred to as an aggressive nuisance in the bird world. But before you get out those pellet guns, consider trying one of these methods to scoot these little troublemakers on down the road.
Destroy Their Nest
Destroying a Sparrows nest, once built, or even during the construction phase can help [...]]]></description>
			<content:encoded><![CDATA[<p>A common intruder, the Sparrow is often referred to as an aggressive nuisance in the bird world. But before you get out those pellet guns, consider trying one of these methods to scoot these little troublemakers on down the road.</p>
<h2>Destroy Their Nest</h2>
<p>Destroying a Sparrows nest, once built, or even during the construction phase can help to rid your property of your Sparrow population. Make sure to get rid of all the nest, eggs and even any baby birds that may be in the nest. Sparrows are constant nest builders and never seem happy with the nest they have, so you may have to remove a nest several times before they move to another location.</p>
<p>Use caution while removing nests, often their nests are not in convenient locations. The use of a laddar, step-stool or pole is recommended for high reaches.</p>
<h2>Scare Them</h2>
<p>Sparrows are afraid of Owls. Because Owls hunt Sparrow, the use of owl decoys can discourage Sparrows from nesting nearby. Plastic owl decoys can be found at most of your lawn and garden stores. Strategically place owls in positions where they tend to nest.</p>
<h2>Trapping</h2>
<p>There are several trapping products available. Traps are now self re-setting, and some can catch and hold up to 40 birds at one time. These products are convenient, because they eliminate the need to check several times throughout the day. You then release your captured birds at a new location. Another option, is to donate them to a local bird rehabilitation center.</p>
<h2>Remember its a Sparrows nature to out smart!</h2>
<p>The small Sparrow is not native to North America. In fact, it is a threat to our native birds, such as the Bluebird. It is not illegal to pull out the pellet gun on this bird, but with just a little bit of effort you can have a peaceful outcome for all involved.</p>
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		<title>How to Learn Sign Language</title>
		<link>http://need-to-know.net/how-to-learn-sign-language</link>
		<comments>http://need-to-know.net/how-to-learn-sign-language#comments</comments>
		<pubDate>Sat, 27 Feb 2010 23:53:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://need-to-know.net/?p=67</guid>
		<description><![CDATA[Imagine for a moment, if you can, living in a world without laughter. Then imagine a world with no music. Finally, imagine a world with no sound. What if you were unable to speak? How would you find a way to tell your lover or child that you love them. Communicating over the telephone could [...]]]></description>
			<content:encoded><![CDATA[<p>Imagine for a moment, if you can, living in a world without laughter. Then imagine a world with no music. Finally, imagine a world with no sound. What if you were unable to speak? How would you find a way to tell your lover or child that you love them. Communicating over the telephone could be remedied by the use of a specialized TTY relay service or by using a text messaging service. Online instant messaging services could also help, but only two choices remaining for face to face communication: note writing, which is time consuming, or the use of sign language. Sign language is a series of hand gestures that represent whole words or letters of the alphabet. Learning sign language is important and useful in a variety of settings and occupations, and there are various ways to learn sign language.</p>
<p>1. Learn in a Classroom. Many colleges and community centers offer courses in American sign language. These classes typically teach the entire alphabet as well as common word signs and phrases.</p>
<p>2. Learn from Video. Thanks to video sites such as Youtube and the affordable cost of CDs and DVDs. These can range from short tutorials on single letters or signs, to full blown courses.</p>
<p>3. Learn by Reading a Book. This method is no longer as common due to video production, but before the mid 1990s, many books on the American sign language had been published. These books usually featured illustrations and text to teach the appropriate hand movements.</p>
<p>4. Learn Online. There are many websites that teach sign language for free, utilizing audio and video instruction as well as written instruction. They may provide even provide testing materials.</p>
<p>5. Practice, Practice, Practice! Try to find an organization or individual already learned willing to help you practice.</p>
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		<title>How to Safely Build a Fire Outside</title>
		<link>http://need-to-know.net/how-to-safely-build-a-fire-outside</link>
		<comments>http://need-to-know.net/how-to-safely-build-a-fire-outside#comments</comments>
		<pubDate>Tue, 23 Feb 2010 00:02:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Outdoors]]></category>

		<guid isPermaLink="false">http://need-to-know.net/?p=65</guid>
		<description><![CDATA[One of the greatest outdoor experiences is sitting around a warm, cozy campfire to tell stories, roast hot dogs and marshmallows, or simply poke at the flames with a stick. However, you want to enjoy the outdoors without harming the outdoors. The following are ways to safely build a fire outside:
Murphy&#8217;s law can strike at [...]]]></description>
			<content:encoded><![CDATA[<p>One of the greatest outdoor experiences is sitting around a warm, cozy campfire to tell stories, roast hot dogs and marshmallows, or simply poke at the flames with a stick. However, you want to enjoy the outdoors without harming the outdoors. The following are <strong>ways to safely build a fire outside</strong>:</p>
<p>Murphy&#8217;s law can strike at anytime and anywhere&#8211;especially in the outdoors. Your matches may get wet or lost or your lighter may run out of lighter fluid&#8211;and there are no stores nearby to purchase more matches or lighters. So how can you start a fire without matches? All you need is a shiny piece of metal and some steal wool. Find a piece of metal; an aluminum soda can works the best, but a can lid would also work fine. Use the steal wool to polish the metal until you can see your reflection in it. Without a good glare, the can will not reflect enough light. Then hold a piece of tinder near the metal until the reflection of the sun causes the tinder to catch on fire.</p>
<p>Another unique way to <strong>start a fire without matches</strong> is by using a magnifying glass. Hold the lens at an angle until you focus the sun&#8217;s light on the spot where you are going to start your fire. Hold it steady until a fire starts. If you don&#8217;t have a magnifier, any clear magnifying lens will do. You can even use your glasses&#8211;the more farsighted you are the better.</p>
<p>It&#8217;s always a good idea to bring a cellphone on a camping trip in case of an emergency or to start a fire. That&#8217;s right. By using the battery of a cellphone, or a regular battery, you can create a fire. Take a piece of steal wool and rub it on the battery&#8217;s connectors until you get a spark.</p>
<p>With these <strong>three unique methods of building a fire</strong> you&#8217;ll be roasting marshmallows in no time.</p>
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		<title>How to Clean Your Reading Glasses</title>
		<link>http://need-to-know.net/how-to-clean-your-reading-glasses</link>
		<comments>http://need-to-know.net/how-to-clean-your-reading-glasses#comments</comments>
		<pubDate>Thu, 11 Feb 2010 17:48:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Cleaning]]></category>

		<guid isPermaLink="false">http://need-to-know.net/?p=63</guid>
		<description><![CDATA[Even if you bought your reading glasses from a store instead of an optometrist&#8217;s office, they still need special care. Any glass or plastic lens can scratch and pit, making it hard to see through them. Most scratching and pitting is caused by improper cleaning.
The easiest way to keep your glasses clean and minimize the [...]]]></description>
			<content:encoded><![CDATA[<p>Even if you bought your reading glasses from a store instead of an optometrist&#8217;s office, they still need special care. Any glass or plastic lens can scratch and pit, making it hard to see through them. Most scratching and pitting is caused by improper cleaning.</p>
<p>The easiest way to keep your glasses clean and minimize the risk of scratching and pitting is to buy a system. Optometrists sell containers of cleaning fluid along with soft, lint free cloths, or cloths already saturated with cleaning liquid. These are quite expensive, but they&#8217;re very safe for your glasses, prescription or otherwise.</p>
<p>Since the main ingredient of this cleaning liquid is alcohol, if you want to save money, you can buy rubbing alcohol from the health care section of your grocery or drugstore. Alcohol dries quickly and doesn&#8217;t streak, but if you don&#8217;t wipe it quickly, you won&#8217;t get smears or splashes off the glasses.</p>
<p>Dish washing liquid diluted with water will clean lenses and frames of oil and dirt. The most thorough cleaning is done by making up a small bowl of a drop dish washing liquid and warm water. Dip your glasses into the mixture and rub with your wet fingers. Rinse well and wipe dry with a soft cloth. Alternately, you can wet the glasses, put a drop of dish washing liquid on each lens and rub with your wet fingers. Rinse and dry.</p>
<p>There&#8217;s third mixture that&#8217;s more convenient and works well in a spray bottle. Mix one quarter cup of plain ammonia, one teaspoon of dish washing liquid and a cup of water. Stir this together and spray it on your glasses, rinse and dry.</p>
<p>Always clean the frames when you clean the lenses. Oil from your face and fingers is acidic and will degrade plastic frames over time.</p>
<p>Don&#8217;t use tissue of any kind to either clean or dry because they contain small fibers that can damage glass or plastic lenses.</p>
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